Using your plan

Follow these steps to ensure you keep your insurance and use it to the fullest

• Pay your monthly premium on time
  • 90 day grace period for those with APTC
  • 30 day grace period for those paying full price
• Keep your Health Insurance Card handy
• Know your plan and costs (see attached doc)
• Shop around for cheaper services
• Use In-Network Providers
• Choose a Primary Care Physician, Urgent Care Center, and Hospital- save yourself time for when you are ill and need to use it in a hurry
• Review your bills (40%-80% bills contain mistakes – humana.com)

What FREE preventative healthcare services are available with my health insurance plan?

You must go to in-network for these free services.  Obtaining your free, preventative health care services is a great way to develop a relationship with a Primary Care Physician.  Then you’ll have someone to call if you get sick!

• Abdominal aortic aneurysm one-time screeningfor men of specified ages who have ever smoked
• Alcohol misuse screening and counseling
• Aspirin useto prevent cardiovascular disease for men and women of certain ages
• Blood pressure screening
• Cholesterol screeningfor adults of certain ages or at higher risk
• Colorectal cancer screeningfor adults over 50
• Depression screening
• Diabetes (Type 2) screeningfor adults with high blood pressure
• Diet counselingfor adults at higher risk for chronic disease
• Hepatitis B screeningfor people at high risk, including people from countries with 2% or more Hepatitis B prevalence, and U.S.-born people not vaccinated as infants and with at least one parent born in a region with 8% or more Hepatitis B prevalence.
• Hepatitis C screeningfor adults at increased risk, and one time for everyone born 1945 – 1965
• HIV screeningfor everyone ages 15 to 65, and other ages at increased risk
• Immunization vaccinesfor adults — doses, recommended ages, and recommended populations vary: https://www.healthcare.gov/preventive-care-adults/
• Lung cancer screeningfor adults 55 – 80 at high risk for lung cancer because they’re heavy smokers or have quit in the past 15 years
• Obesity screening and counseling
• Sexually transmitted infection (STI) prevention counselingfor adults at higher risk
• Syphilis screeningfor adults at higher risk
• Tobacco Use screeningfor all adults and cessation interventions for tobacco users

https://www.healthcare.gov/preventive-care-adults/